To make your business legal, you have to register your business with different government agencies as mandated by laws. One of the government offices that you have to comply is the Philippine Health Insurance Corporation or PhilHealth. PhilHealth is a government-owned-and-controlled corporation (GOCC) mandated by the Philippine government to provide social health insurance coverage to all Filipinos.
By virtue of Republic Act 7875 otherwise known as the National Health Insurance Act of 1995, as amended by Republic Act 9241, all government and private sector employers must register with PhilHealth to enable them to provide social health insurance coverage to their employees. If you’re doing business without employees, you also have to register yourself as a self-employed or Individually Paying member of PhilHealth. Furthermore, a certificate or clearance from Philhealth could also be one of the requirements for applying Mayor’s Business Permit in other Philippine Cities.
If your business has employees, here are the procedures and requirements for Employer Registration in the private sector:
1. Submit the following at any PhilHealth Office:
a. Employer Data Record or ER1 Form (in duplicate). You may download this form at Philhealth Website.
b. Business permit/license to operate and/or any of the following additional documents required for various types of business:
- Single proprietorships – Department of Trade and Industry (DTI) Registration
- Partnerships and corporations – Securities and Exchange Commission (SEC) Registration
- Foundations and non-profit organizations – Securities and Exchange Commission (SEC) Registration
- Cooperatives – Cooperative Development Authority (CDA) Registration
- Backyard industries/ventures and micro-business enterprises – Barangay Certification and/or Mayor’s Permit
2. After processing, PhilHealth will issue to you the following:
a. PhilHealth Employer Number (PEN) and the Certificate of Registration
b. PhilHealth Identification Number (PIN) and Member Data Record (MDR) of registered employees
3. Finally, display the Certificate of Registration in a conspicuous area of your office as a requirement.
For information and guidelines on employer’s registration in the government sector, amending Employer Data, reporting your employees, payment and reporting procedures, premium contribution table, and others, you may check out this page from PhilHealth Website.