How much can I borrow?
With a Citi Personal Loan, borrow as much as P2,000,000, subject to approval.
How long does it take for my Citi Personal Loan application to be processed?
A Citi Personal Loan application can be processed in as fast as 24 hours. Just make sure that your documents are complete when you submit these.
How do I receive my Citi Personal Loan proceeds?
- Choose your preferred mode of disbursement:
- Branch pick-up or
- Delivery of a Managers Check to your billing address.
- Review and sign the Loan Disclosure Statement (DS).
- Prepare post dated checks (PDCs) to cover the monthly installments as per the schedule in the DS.
- Loan proceeds will be released upon Citi’s receipt of the signed DS and PDCs.
What are the Citi Personal Loan Requirements?
An applicant must fulfill Citibank’s eligibility criteria for a loan:
- Must be 25 to 65 years old
- Must be a Filipino citizen or
- Local resident foreigner with a valid Philippine billing address
- Must have existing non-Citi credit card for at least 3 months or Citi credit card for at least 6 months
- If employed:
- With minimum annual income of P250,000
Consequently, after filling out an application form, the following documents are necessary:
- Two (2) valid IDs with photo and signature (ex. passport, driver’s license, GSIS e-Card, SSS photo card ID, TIN photo card)
- ITR or BIR 2316 or latest 3 full months pay slip
- Photocopy of the front side of any active credit card (must be active for at least 6 months for Citi® Card and at least 3 months for Cards from other banks)
*Additional documents may be required during credit evaluation.