How much can I borrow?
With a UCPB Y.E.S. Loan, borrow as much as P300,000, subject to approval.
How can I pay for my UCPB Y.E.S. Loan?
Issue post-dated checks
What are the UCPB Y.E.S. Loan Requirements?
An applicant must fulfill UCPB’s eligibility criteria for a loan:
- Filipino citizen and a permanent resident at least 23 years old or not more than 65 years old (70 years old if self-employed) upon maturity, and
- Checking account holder and a major credit card holder, and
- Permanent employee for at least 2 years with supervisory rank and a minimum gross monthly income of P30,000.00, or
- Self employed with a business operational for at least 3 years and profitable for the last 2 years
Consequently, after filling out an application form, the following documents are necessary:
Fully Employed applicants need:
- Fully-accomplished UCPB YES Loan application form
- Photocopy of two (2) government-issued IDs
- Copy of latest 2 months credit card billing statement
- Copy of latest Utility Bill of residence
- Photocopy of company ID
- Latest pay slips for one month
- Latest ITR form 2316
Self–Employed applicants need:
- Fully-accomplished UCPB YES Loan application form
- Photocopy of two (2) government-issued IDs
- Copy of latest 2 months credit card billing statement
- Copy of latest Utility Bill of residence
- 2 years latest audited financial statements and ITR
- Business registration documents and permits
- Copy of checking account statement for the last 6 months
*Additional documents may be required during credit evaluation.