How to apply for a Pag-IBIG housing loan in the Philippines? The Home Development Mutual Fund (HDMF) or popularly known as the Pag-IBIG Fund (Pagtutulungan sa Kinabukasan: Ikaw, Bangko, Industriya at Gobyerno) was created by virtue of Presidential Decree No. 1530 on June 11, 1978 … [Read more...]